Want (debt) Not? Waste (money) Not.

“I donwanna!”

“Well, youbetta!”

How conscious are you when you spend money?

  •  Make your own coffee, smoothie, or lunch. It’ll $ave you! (And, extra bonus: knowing what goes into your drinks and food is a major factor in weight control.)
  •  Make a list before you go shopping. Sometimes shopping is a social event, or a reward. When you get home, do you wish you’d bought something else? Or saved money for something down the road? Don’t let the store music, seasonal clutter, or fatigue chip away at your conscious shopping power. Be alert. (Yes, the world needs more lerts. . .)
  •  Eat before grocery shopping. Do you really want what’s in your basket? Is it for your highest good? Maybe you really do want to buy ice cream. Maybe it’s a treat—not a weekly habit. Then buy it without guilt and enjoy it. But make a list. If it’s not on your list, don’t buy it. That way you are aware of the choice you make in the grocery store. You’re not on auto pilot.

What money saving tips do you have?

As Thanksgiving Approaches

With Thanksgiving just around the corner, consider buying two of something—of which you will only use one.

You say, “What? But I’m on a budget!”

I say, “Absolutely live within your means. Know you are provided for. Act as if. And a reminder: As we give, we receive.”

I recently heard on the radio the number of children who are homeless in the USA has risen 80% in the last two years. I’m asking you to recognize your wealth at whatever level it is. If you can, spend $3.00 on a bag of rice, or a box of chicken broth (this week I bought two for the price of one.) Maybe you can even spend $20.00 or $50.00 and think of it as an anonymous gift. Leave the food in a collection bin at one of the grocery stores now collecting for food banks. Check the food expiration dates, make sure it’s non-perishable, and not in glass. And donate something you would enjoy eating. I buy doubles—one to keep; one to give.

Sharing doesn’t have to be a burden. Get the kids involved. Invite your friends to join you in each buying one different item. Celebrate your wealth, your prosperity consciousness, and your open heart by sharing.

Peace and Blessings.

“We Are The Three Percent!”

—Are you one of the 3% of Americans who have a library card? Bookshelves can overtake a home pretty quickly. Go to the library and check out a book instead of buying it.

—Are you (maybe the same 3% of Americans) with a budget?

Stand proud.

If you don’t have a budget in place, check out some earlier posts.

Ask a question, or leave a comment.

Keep your eye on the prize.

Stop. Look. Listen.

STOP talking New Thought talk. LOOK beneath the surface of the words into your feelings. LISTEN to answers screaming at you in your everyday life.

Do you believe having a budget is restrictive—or that it’s empowering?

Is living within your means focusing on scarcity—or abundance? 

When you have relentless drive, desire, or goal setting, is it abundance—or scarcity?




Act As If

Form follows thought. True. A lot of people get into spiritual teaching and take the cream off the top. They hear “Act as if.” “Engage your imagination.” “Visualize.” “Claim what you desire and it will be so.” They don’t hear, “Take responsibility.” If you can’t afford $300.00 a month on a car payment, it’s not the time to get that car.

You can, however, get in the mindset by taking care of your current car now matter how old, how bad the paint is peeling, and how thick the blue exhaust out he tail pipe. Do you have a savings account set up for your newer car? Are you getting into your old car “as if” it’s the one for which you’re saving? How do you talk about your current car? Are you washing it “as if” it’s your newer car? If not, then what sort of message are you sending to the universe about how ready and able you are to care for luxury items?

In what ways do “act as if” for something (more likely an experience) you want?



It isn’t  just “give it.” It’s give it with a happy feeling—with no guarantee of seeing it again. Your vibrational level when you give anything—be it money, a gift, card, compliment, making a meal, a kiss, whatever—is what the Universe hooks into.

The Universe only says, “Yes” and it responds to our feelings, not just our actions. If you give with the feeling of obligation or dread, it’s the same as not giving—and that’s coming from a belief that you don’t have enough.

This isn’t to say over spend. That’s not wise. Feelings and actions must match. If you over spend to “show someone you care” or because you “deserve” it, you’ll very likely feel different when the bill arrives, perpetuating the feeling of lack.

In what ways can you give freely?

Money Can’t Buy Happiness:

Money can’t buy happiness. Neither can poverty. Philanthropists brought public libraries to our society – and public art, and foundations that give – and give LOTS of money – Think of some names: Ford, Rockefeller, Carnegie, Bill and Melinda Gates – These are just a handful of foundations that continue to give – Because they have the money. Warren Buffett and Bill Gates launched “The Giving Pledge,” encouraging hundreds of other billionaires to donate at least 50 percent of their wealth to charity. Rather than bad-mouthing those with money, welcome it into your life. Use it for a grater good. Love people; use money. Value people – and value money. Value the experience money allows you to have – including sharing it. Love animals? Art? Children? Knowing people are fed or educated? The money game is not about hoarding. It’s the Law of Circulation. In short – what goes around, comes around.



I “Deserve” It:

Financial discipline isn’t depriving yourself. If you’re spending now and it’s not in the budget, you’re depriving yourself. You’re depriving yourself from welcoming wealth. If you can’t pay cash, don’t buy it. Plan ahead. Save for a future of ease, (not for a rainy day!)

Is coming home with stuff a treat for you—only to find the next week you still feel empty, lacking, and “deserving” to buy the next thing. You deserve to be debt free, clutter free, and guilt free. Look around your life. Do you Love what you have? —Or, is it to fill a void? Go to the cause of that void. Is it immediate gratification? Is shopping your social activity? Do you get a “high” from touching money? Go to the cause. Why do you have things you don’t Love? What’s behind your consumer debt?

A shift must happen. “We can’t get out of problems with the same consciousness that got us into those problems.” —Albert Einstein.

Double-Dog Dare:

Can you go 21 days without complaining, or worrying about money? (Or anything, for that matter.)

Enlist someone to join you, or, just be honest with yourself. If you catch yourself going of the deep end—wether verbally or mentally— start over at day one, affirming, “I am provided for” and “My subconscious mind and I partner in success.” Take a day and set your cell phone, or kitchen timer to ring every hour. When it goes off, be aware of the thoughts and conversations it interrupted.

The shift is not about denial. It’s about realizing how much you have. It’s about talking the paper tiger back into the bag so you can focus on moving ahead. Be conscious of how you talk about money, or the economy.

If the Universe only says, “Yes”, are you looking forward to receiving all that you have manifested in your verbal and mental outlook?

Anyone want to share their experience on this one?

Spirit And Money Do Not Oppose Each Other:

Are you someone who doesn’t put emphasis on money; someone who has a number-one dream for world peace? Don’t think poverty will help world peace. Jesus, Mother Teresa, Gandhi—they all took money to support! They lived simple lives. They didn’t live in poverty. There’s a difference. They may not have had money in their pockets, but they had groups of supporters who did have money.

Spirit and money do not oppose each other. Spirit is thought. Money is form. Both are important. Thought creates form. Money was created because it’s a lot more convenient than carrying around chickens and goats as a form of barter.