Is Debt a Deal-Breaker?


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You found The One! Perfect in every way. —Except they have debt. Is that a deal breaker for love?

According to Match. com, three out of four single Americans say they are turned off by excessive credit card debt. 46% of the women surveyed said they didn’t care how much their date spent on an evening out. (Match.com) My translation: It’s the quality of the relationship, not the quantity of money spent on a date.

Their in debt; you’re not. Does that mean the relationship is over?

It depends. Maybe your partner will never be as money savvy as you. Does that mean you walk? If they’re not willing to have a budget, clear the stars from your eyes. Their unwillingness to learn about deficits and surplus that will effect them—and you, are a red flag saying that they’re not willing to change at all. If you’re an excellent saver and are hard line, expecting miracles from someone who’s never had a budget, you may want to loosen up a bit on your ideal partner, or their ability to budget to your standards.

Are you both willing to sit down and talk about money, budgets and expectations you have of each other when it comes to money? (If they expect you to manage the household finances, are they willing to stick their budget so you can manage the money?) The money in many military homes is managed by women. Often, one spouse earns money, sends it home, and hopes when they get home the money has been spent/saved wisely.

Dating or married, have a written plan. If it’s not in writing, there’s nothing to go back to as a point of reference. If your relationship doesn’t have a strong foundation of mutual respect, don’t expect fibs and outright lies to bypass your finances. 30% of people admit lying to their partner about money. Ouch! (National Endowment for Financial Education)

If the divorce rate is around 50% why do only 3% of people with a spouse of fiancé have a prenuptial agreement? By talking about money ideals early in a relationship, there may be less push-back of a prenuptial being “unromantic”. Think of a marriage as part business deal, and the prenuptial holding promise of a future of love and commitment.

New Thought: What is Law of Mind?


Napoleon-Hill-Law-Of-Success-16-Lessons-0123 image credit: Good Serch

The Universal mind creates. It doesn’t judge. It doesn’t condemn or have favorites. It responds to our direction. Our astrological sign doesn’t matter, nor does our religion. What matters is how we direct the Law of Mind. This is the energy that knows all, and because we have free-will, It waits on our guidance.

Being impersonal, It doesn’t know what it creates—only that it does create. If It seems to create what we don’t want, or wishy-washy results, that’s a sign that we, not God (Universe, Law, Energy—call it whatever you’re comfortable with) need to make a change. We need to shift our thinking, or consciousness (which will eventually shift our thinking.) We need to get clear on what we want and to decide that our want is worth taking the time to pray, meditate or read. Is it worth noticing our passing thoughts, our off-the-cuff comments? We can’t think and say negative things and experience positive outcomes. We can’t tell our woeisme story and experience strength and success. Which side of the fence are you on? If you teeter, your results teeter.

Make a conscious choice about an experience you want. A better job, a loving relationship, moving to a place you love as much as where you live now—and some. To set it in motion, you must first set in mind. By setting it in your mind, you place it in the Mind of God—The Infinite Intelligence, The Law of Mind, The One.

Next, you must do your part by keeping negative away from what you claim to want. Negative comes in the form of worry, doubt, and thoughts as well as words and actions. If you know a friend of yours will laugh, make fun of, or disagree, it’s not the time to share this with them. You must get yourself on board first before you try to recruit others. Even when you get in the grove and life is humming along, I’d steer clear of what amounts to proselytizing to those who don’t want to be in your club. It’s a waste of your time and energy. If they show interest in how your life works, share it. If not, let them do their thing, and you do yours. otherwise, they’ll try to sell you their opinion in why your way doesn’t work, and that brings you back to doubt. The only way for someone to learn this stuff is buy doing. If “it” doesn’t work, perhaps the designer (you) made an error. Not specific enough. Too specific. Gave it to Universal Mind, then took it right back.

. . . What perfect timing! I just saw someone attempt to enter the laundry room. They punched in the code, and couldn’t get in—so they kicked the door. They went to get the manager. He came and put in the code, and the door opened. Ta-Daa! Next time something doesn’t go smoothly for you, stop. Step back. Take a breath and bring Universal Mind into the situation.

“A burned child scorns the flame.” —Swedish proverb

Yoga in School


yoga-lawsuit

Image credit: Good Search

Yoga. It’s common now days, right? I mean, there aren’t many jokes anymore about it—getting blissed-out while connecting thumb and middle finger, saying “Om” or “Namaste” or bending bodies into pretzel shapes. There may not be jokes about it, but there are some who fear yoga—even in Southern California.

My mouth dropped when I heard the news for the first time. Not only in Southern California, but in a town next to mine, and at the same school district where I’ve taught some continuing adult education classes and workshops, and been a part-time teacher’s aide for special education in the middle school. The yoga classes are thirty minutes, twice a week.

Parents sued the district for having yoga classes? Wow. Why did they sue? Because the parents felt Ashtanga yoga infringed on their religious beliefs. “If you research yoga and Hinduism, most people would say Hinduism is yoga and yoga is Hinduism,” Dean Broyles, an attorney representing the family, told ABC News. “It’s a situation where the state is endorsing religious beliefs and practices, which is forbidden under California and federal law.” He goes on to say that the poses and positions are forms of worship and prayers to Hindu deities.

The school Superintendent, Timothy Baird, said the yoga classes are a “typical P.E. class” that have been a successful and positive component to the district’s health and wellness program without any religious implications. . . . Yoga is a physical activity that’s completely mainstream,” Baird told ABC News. “It’s done in universities and churches around the world. I understand it has a cultural heritage coming from India, and there are people that use yoga in their religious practices … We are creating lesson plans in kid-friendly language that is really redesigning the program. We are not using cultural references. We are not using Sanskrit. We’ve changed the names to gorilla pose, and mountain pose.”

The ruling came in last week, and The judge said that the opponents of the yoga class were relying on information culled from the Internet and other unreliable sources. The judge in this case said the school district stripped classes of all cultural references including the Sanskrit language. He noted that the lotus position was renamed the “crisscross applesauce” pose.

Related Article

abc news. Yoga lawsuit

Fear or Dreams. What Motivates You to Save Money?


find money image credit: Good Search

I had a statistics professor in college who brought out the state lottery in class. “I don’t even mess with it until it’s over ten million.” Let’s remove some of the zeros from that. . . . What if you found ten dollars—what would you do with the money? What if fifty dollars was automatically deposited into your bank account every month? What would you do with that money?

What motivates you to save money? Is it fear of being without? Or, is it your dreams of  “one day” and “what if”? Do these aspects of motivation help you set goals, or pass through you thoughts until the next time.

Find out what motivates you. Fear or Desire. Decide to take a stand. If it’s fear and you’re not saving, then some may say you’re fooling yourself.  If your fear is not having enough, begin by putting aside money every single paycheck. You say you don’t have enough to do that. Do it anyway. Put aside even one dollar every paycheck. Do not label it “rainy day”; label it “savings”. You may scoff that one dollar isn’t enough. Hmmm… Funny. A second ago you didn’t have “enough” to save anything. You’ve got to prove to yourself there IS enough. Change your thinking, and change your life. Yes, even one dollar at a time.

If it’s desire and you take no action, you’ll never draw it to you. Sure, you may be gifted a car, or marry someone in “that” neighborhood, but that only goes so far. If you take action (and action begets action) you’ll change your consciousness, and by doing so, you’ll prove to yourself you don’t need someone else to save you —which opens the door for that good to come without strings, and enables you to share your good with others, too.

The on-line bank ING Direct (now Capitol One) allows customers to set up several savings accounts, and customers can name them. (Car, Travel, Financial Freedom, Life…) Happy saving!

Arizona Hotshots Baptism of Fire


The Yarnell  fire is 100% contained now*. The nineteen firemen who recently lost their lives in the Yarnell, AZ have been in my thoughts. I’m not a news junkie. In the world of 24/7 news coverage—where we hear the same reports in various sensationalized ways, I manage to hear sound bites, and follow up if I choose to learn more. This story shocked me, as it has shocked so many others.

Some twenty plus years ago, my brother (now retired) was a hotshot wildland fireman in California. Like most hotshots, he loved his job. He continued to promote in job title, but his favorite days where as a hotshot. Like many hotshot crews, his crew was flown all over the US and sometimes other countries.

Hotshots are recognized as an elite crew of firefighters mostly male, and extremely physically fit. While they are young, they have their heads on straight. Not only their lives, but their buddies’ lives depend on it. They basically live with their coworkers for half the year.

During breaks between fires, I remember my brother bringing home some new hotshot friends he’d met while jointly fighting a raging forest fire somewhere. It was after a fire in Idaho I’d learned about “shake and bake.” It looks like a “moon blanket”, a thin foil sleeping bag that is only used as an absolute last resort. The firemen shake it out—then bake it out while they wait for the fire to pass over them. As the fireman in the video say, “Everyone sees God when they’re in a shake and bake tent.” If the wind shifts, it can flip these tents open and the firefighter will burn to death.

For me, it is unfathomable that nineteen hotshots died on the same day in the same location. The only way I can make sense of it is to believe the wind shifted something fierce. I bless the families and the Prescott community, as well as the comradeship of hotshots worldwide. I believe these nineteen souls move on the wings of love.

If you pray, please do for this community feeling the loss. Lift them up with your thoughts. Hold them in the Light of healing consciousness. Trust that they will find peace in their own way with this fire’s legacy.

Knowing that Native American roots are deep in Arizona, I believe these individuals were escorted into their transition by Native American ancestors. The earth is sacred, and these individuals were caretakers of the earth, releasing their life face down to the earth. Hearing only the wind and fire. Now, they beat the drums their families hear as heartbeats of newly born children.

*P.S. Four days ago I heard the fire was 90 percent contained, and today people were allowed to return home. But I haven’t heard an update on the fire. If it isn’t fully contained, sorry for misinformation. Thanks to all who’ve worked  at fire containment, and saving lives.

Be Present. . . Now.


ReadFaster

Image Credit: Good Serch

When you take in a breath—in that moment, you’re telling the Universe you’re trusting 100% that all your needs are met. In that moment, you’re not bargaining for a few more years of life, or refusing to breathe until you have all the money you want. It’s pretty amazing. A breath—something we don’t usually pay attention to, gives us all we need in that moment. It’s up to us to trust.

If we live in “the now” we give up worrying about the future, and regretting the past. We breathe in. . . . Pause. . . . Breathe out. . . . Pause. . . . Repeat. We focus on what’s in front of us: The person we’re talking with, the food we’re eating, the car we’re driving.

Pay attention to your breathing today. Is it fast or shallow? Do you sit slumped over, making breathing harder or less efficient than it could be? When you walk, stand tall! Know you deserve to be here just the same as the trees around you, and the stars above. You’re here by Divine appointment. By breathing, you’re saying, “Yes!” to that arrangement. When you think like this, you’re not just taking up oxygen, you’re taking it in. Becoming one with it—with life, with body, mind and soul. It’s not about “What more can I get.”

It’s about learning to trust that we are already proved for.

Building Confidence


I’ve been working with at a middle school with a boy who has special needs. Next year he’ll be in high school. Not just any high school, but a fast-pace one without the student support he’s used to. One day, during our five minute walk/break, I asked him if he was excited about going to high school. There was hesitation. Then I interjected, “—Or are you a bit nervous?” He answered, “Nervous.” After school, I went home and compiled a list of songs he could hear and watch on You Tube. The songs all have positive messages and are ones my mom would refer to at certain times in my life. On the day of promotion, I gave him the list.I hope you share these with anyone who may be facing some fear, big or small in your eyes. The videos I chose were geared toward what I thought this particular student would like. You may find the same song with different artists.