You may opt to cut and cancel your credit cards. If necessary, acquire or keep one low interest rate card that you will pay off monthly.
I’ve heard of people wrapping their credit card in foil, placing it in a bowl of water, then in the freezer. At the very least, you’ll have to be intentional when you go to use the card! (The foil is to keep you away from the microwave.)
If over spending is a serious ongoing issue, you may want to consider joining Debtors Anonymous. Pride is a big frog to swallow. If you need help and don’t get it, pride is often overtaken with shame and depression, and then you have so much more to deal with than just pulling together a budget.
. . . to be continued. . .
Feel free to share in the meantime.