Have you ever needed to “free range” in your refrigerator—grazing on the top shelf for a little something to add to what you found on the second shelf?
When you’re hungry, you make it happen. It may not be pretty, but you create something to fill the void.
That’s what putting together a budget is like. You take from here and grab from there. The initial process may not be pretty, but it lets you know what you have, and what you need in order to move forward.
Look at your income (what comes in.) Look at your expenses (what goes out.) The necessity is the sum of income minus expenses. Your bills are your children.
Happy Mother’s Day.